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Analysis of financial literacy in high school education: case of study Bucaramanga – Colombia

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Analysis of financial literacy in high school education: case of study Bucaramanga – Colombia

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dc.contributor.author Caballero Márquez, Jose es_ES
dc.contributor.author Moreno Zarta, Andrés es_ES
dc.contributor.author Torres Barreto, Martha es_ES
dc.coverage.spatial east=-73.1227416; north=7.119349; name=Bucaramanga, Santander, Colòmbia es_ES
dc.date.accessioned 2022-10-25T10:14:00Z
dc.date.available 2022-10-25T10:14:00Z
dc.date.issued 2022-01-19
dc.identifier.isbn 9788490483657
dc.identifier.uri http://hdl.handle.net/10251/188669
dc.description.abstract [EN] Financial literacy is well-known as a crucial skill today. Since an early age, people are exposed to the management of financial products and digital platforms, which have facilitated access to financial services. However, there is a prominent lack of knowledge about how to manage them wisely. The lack of financial knowledge and proper education in this regard boost people to make financial mistakes that finally impact their decision making process. For this reason, the teaching of financial issues has taken on an important role in the educational policies in many countries. This process is quite important for young people because it will provide them the proper tools to making the right decision about managing financial products and services in their adult life. Therefore, the present research aims to study the level of financial literacy among high school students. To this end, an internationally validated diagnostic tool was identified for determining the level of financial literacy, to establish a baseline as recommended by several authors. This tool was applied to high school students in the city of Bucaramanga (Colombia) and its metropolitan area. Higher education institutions involved contemplated in their Institutional Educational Project (PEI) a training in economics and finance to determine students’ levels of financial literacy. Based on the obtained results, the level of financial literacy of the students was assessed. The findings show the need to join forces in the implementation of financial education in Colombia, through the articulation of stakeholders in the development of a comprehensive educational program to achieve the desired objectives, as well as the important role of parents’ involvement in the implementation of these programs. Consequently, the research recommends the implementation of new policies to evaluate the performance of financial education in the country and its real effect on people’s knowledge and financial behavior. es_ES
dc.format.extent 9 es_ES
dc.language Inglés es_ES
dc.publisher Editorial Universitat Politècnica de València es_ES
dc.relation.ispartof Proceedings INNODOCT/21. International Conference on Innovation, Documentation and Education
dc.rights Reconocimiento - No comercial - Compartir igual (by-nc-sa) es_ES
dc.subject Financial literacy es_ES
dc.subject Financial education es_ES
dc.subject High school education es_ES
dc.title Analysis of financial literacy in high school education: case of study Bucaramanga – Colombia es_ES
dc.type Capítulo de libro es_ES
dc.type Comunicación en congreso es_ES
dc.identifier.doi 10.4995/INN2021.2021.13411
dc.rights.accessRights Abierto es_ES
dc.description.bibliographicCitation Caballero Márquez, J.; Moreno Zarta, A.; Torres Barreto, M. (2022). Analysis of financial literacy in high school education: case of study Bucaramanga – Colombia. En Proceedings INNODOCT/21. International Conference on Innovation, Documentation and Education. Editorial Universitat Politècnica de València. 121-129. https://doi.org/10.4995/INN2021.2021.13411 es_ES
dc.description.accrualMethod OCS es_ES
dc.relation.conferencename INNODOCT 2021 es_ES
dc.relation.conferencedate Octubre 27-Noviembre 01, 2021 es_ES
dc.relation.conferenceplace Valencia, España es_ES
dc.relation.publisherversion http://ocs.editorial.upv.es/index.php/INNODOCT/INN2021/paper/view/13411 es_ES
dc.description.upvformatpinicio 121 es_ES
dc.description.upvformatpfin 129 es_ES
dc.type.version info:eu-repo/semantics/publishedVersion es_ES
dc.relation.pasarela OCS\13411 es_ES


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